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People 'need to tighten their belts'


08/07/2008 17:27:00

Amid ongoing recession fears, Britons have been advised by an independent financial advisor to try to live on two-thirds of their salaries.

This "tighten your belt" attitude works two-fold, according to the comment from Fool.co.uk.

Conserving cash provides emergency funds to support a worker who loses their job or gets a worker into good habits in case they want to change jobs in future, only to find they may be earning a lower salary than before.

Following predictions today (July 8th) from the British Chamber of Commerce (BCC) that the UK could be heading for a recession, David Kuo, head of personal finance at the site, said people should not take on any more debt.

He explained: "That means cut out any big purchases that you were planning, try and conserve as much cash as you can and think seriously about income protection now."

The BCC study, based on input from 5,000 UK businesses of varying sizes, foresees the UK business sector may only be one quarter away from technical recession.



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