Latest Debt News

Losing debt is possible


14/03/2006 17:00:00

Debt help experts believe that attaining a debt free life is possible, despite the record levels of debt currently seen in the UK.

Britons owe £1.1 trillion in personal debt, which are the highest levels ever seen.

However, experts believe that debt solutions are available for all kinds of problems, even the most serious ones.

John Porter, a senior counsellor with the Debt Counsellors, explained: "Bankruptcy can be avoided through the IVA [individual voluntary arrangement], where you keep your assets and your income and pay off a greatly reduced debt over five years."

The majority of people with debt problems owe money on credit cards, with 91 per cent citing this as a reason for seeking help.

With bankruptcy levels expected to reach 100,000 in 2006, now is a good time to start becoming more financially aware or seeking help with regards to debt.

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